Deobank

Decentralised Onchain Bank

Harnessing

Next-Generation

Banking Infrastructure, On-Chain

LQUID PAY is evolving into the world’s first Deobank — a decentralized, on-chain banking layer for the next billion users. Spend, Save, and Earn from your self-custodial wallet, powered by Visa.

what is a

Deobank?

Banking Reimagined.

On-chain

A Deobank (Decentralized On-chain Bank) is not just a digital bank — it’s a protocol-driven, self-custodial, yield-generating financial ecosystem.

At LQUID PAY, we’ve built the first payments platform that allows users to spend directly from their own wallet. Now, we’re extending that infrastructure to offer on-chain savings,

why choose

LquidPay?

Banking Reimagined.

Experience full banking functionality—without centralized control.

Global Utility

Bank without limits—available worldwide, 24/7.

All-in-One Wallet

Spend, save, and earn seamlessly from one secure wallet.

Transparent & Secure

Built on-chain with verifiable smart contracts and full safety.

Visa Crypto Cards

Use your crypto worldwide at over 100M+ merchants.

Optimized Costs

Enjoy fast, efficient transactions at minimal fees.

Smart Finance Tools

Automate savings, earnings, and DeFi strategies with ease.

Freedom-First Finance

Reclaim financial independence with full self-custody.

key pillars of

Lquid Pay Deobank

Custody

Retain full control of your assets—no third-party access, ever.

Banking

Access savings and financial tools on-chain and self-managed.

Borderless

Transact globally with seamless, decentralized infrastructure.

Yield

Earn competitive yields via secure DeFi strategies.

Remittance

Send funds worldwide instantly, without traditional barriers.

Utility

Spend your crypto anywhere with Visa-powered payments.

key features of

Lquid Pay

Non custodial credit card linked to your non custodial smart contract wallet

Usable in virtual as well as physical card

Use for ATM withdrawal

Large daily spending limits

Acceptable at 100mn+ merchants globally

Acceptable online

Supported on Google Pay and Apple Pay

Non-Custodial

Wealth Management

Redefining financial independence through secure, decentralized access to spending, remittance, yield, and banking tools.

Non-Custodial Spending

Spend crypto seamlessly via Visa—retain full control, no intermediaries.

Non-Custodial Remittance

Transfer funds globally with speed, transparency, and zero banking delays.

Non-Custodial Yield

Earn through DeFi staking, liquidity, and strategies—directly from your wallet.

Decentralized Banking Services

Access savings and financial tools without centralized control.

Traditional Banks vs

Lquid Pay Deobank

Top

Features

Custody
Access
Interest on Deposits
Transparency
Currency Options
Payments Infrastructure
Data Privacy
Profit Sharing

Traditional

Banks

Centralized
Restricted / Local
0.01% - 2%
Opaque
Fiat Only
Local + Card-Based
Monitored
Bank-Centered

Lquid Pay

Deobank

Self-Custodial
Global / Borderless
5% - 15% (on-chain APY)
Fully On-Chain
Fiat + Crypto + Stablecoins
Web3 Wallet + Visa Card
Wallet-Owned
User-Centered (Yield)

empowering

Asia: The Largest Crypto User Base In The World

Asia is home to the largest population of crypto holders, yet most face hurdles when it comes to real-world spending and savings.

explore more

Lquid Pay Insider

Press Release

LquidPay Crypto Card — The Best Way to Spend Crypto 2025

March 26, 2025

Press Release

LQUID Pay 2.0 Goes Live with Self-Custody & Enhanced Features

March 17, 2025

Press Release

LQUID Pay 2.0 Launches - A New Era of Crypto Payments Begins

March 13, 2025

frequently

Asked Questions

How do I get started with Lquid Pay?

What is Deobank?

Can businesses integrate Lquid Pay?

Is Lquid Pay safe?

What are the supported currencies?

Why do I need to complete KYC verification on Lquid Pay?

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Lquid Pay - Making Crypto Payments Effortless!